Home Improvement Loan Program
The City offers low interest property improvement loans to homeowners and rental property owners. The loans are at 2% interest for 15 years.
The basic loan qualifications are as follows:
- Property must be located within the Redwood City limits.
- For homeowners, household income must not exceed the income limits shown below.
- For rental property owners, 51% of tenants (households) must be low income as shown in the income guidelines below.
Note - Single family is consider 1 to 4 units and multi-family is considered 5 or more residential units.
Loans are available on a first-come first-serve basis for replacement of roofs, heaters, windows, insulation, energy efficiency improvements as well as many other health and safety items.
Call 650-780-7229 to request an application or ask questions or click on the links below to download an application:
Homeowner Loan Application
Rental Property Owner Application
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If you have any questions please call us at 650-780-7229.